Citi Dividend Calendar 2023: A Comprehensive Guide To Cashback Rewards
Citi Dividend Calendar 2023: A Comprehensive Guide To Cashback Rewards
As a longtime Citi credit card holder, I am always on the lookout for ways to maximize my rewards. One tool that has been particularly helpful in planning my spending is the Citi Dividend calendar, which outlines the specific categories that earn cashback rewards each quarter. In this article, I will provide an overview of the Citi Dividend program and highlight the key dates and categories for 2023.
What is the Citi Dividend Program?
The Citi Dividend program is a cashback rewards program offered to select Citi credit card holders. Each quarter, cardholders earn 5% cashback on purchases made in specific categories, up to a maximum of $300 in rewards per calendar year. The program is free to enroll in, and cardholders can easily track their rewards and spending through the Citi mobile app or online portal.
What Categories are Included in the 2023 Citi Dividend Calendar?
Here is a month-by-month breakdown of the categories included in the 2023 Citi Dividend calendar:
January – March:
- Grocery stores
- Gas stations
April – June:
- Home improvement stores
- Home furnishing stores
July – September:
- Airlines
- Hotels
October – December:
- Department stores
- Online shopping
How Can I Maximize My Citi Dividend Rewards?
To make the most of your Citi Dividend rewards, it’s important to plan your spending accordingly. Here are some tips:
- Take advantage of the 5% cashback categories each quarter by focusing your spending on those categories.
- Use your Citi credit card for everyday purchases, such as groceries and gas, to earn cashback rewards.
- Pay off your balance in full each month to avoid interest charges and maximize your rewards.
What Other Benefits Does Citi Offer?
In addition to the Citi Dividend program, Citi credit card holders can also take advantage of other benefits, such as:
- Travel rewards, including airline miles and hotel points
- Cashback rewards on all purchases
- Introductory 0% APR offers
- Free FICO credit score monitoring
What Events and Festivals are Included in the 2023 Citi Dividend Calendar?
While the Citi Dividend program focuses on earning cashback rewards on everyday purchases, Citi also partners with various events and festivals throughout the year to offer exclusive benefits to cardholders. Here are some of the events and festivals included in the 2023 Citi Dividend calendar:
- The Citi Taste of Chicago food festival (July 5-9)
- The Citi Open tennis tournament in Washington D.C. (July 29 – August 6)
- The Citi Field concert series in New York City (various dates throughout the year)
Conclusion
The Citi Dividend program is a valuable tool for maximizing cashback rewards on everyday purchases. By planning your spending around the quarterly categories, you can earn up to $300 in rewards each year. Additionally, Citi offers a range of other benefits, including travel rewards and exclusive event access, that can add even more value to your credit card experience.
Q&A
Q: How do I enroll in the Citi Dividend program?
A: If you are eligible for the Citi Dividend program, you will automatically be enrolled. If you are unsure if you are eligible, log into your Citi account and check your rewards options.
Q: Can I use my Citi credit card for purchases outside of the 5% cashback categories?
A: Yes, you can use your Citi credit card for all purchases. However, purchases made outside of the 5% cashback categories will not earn as much cashback rewards.
Q: How do I redeem my Citi Dividend rewards?
A: You can redeem your Citi Dividend rewards through your Citi account online, or by calling the rewards redemption hotline. Rewards can be redeemed for statement credits, merchandise, or gift cards.